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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. A fraternal benefit society is characterized by all of the following EXCEPT

A) incorporated.
B) conducted solely for the benefit of its members.
C) without capital stock.
D) for profit.

2. Health benefit plans providing maternity coverage shall provide postpartum home care if childbirth occurs at home within?

A) 72 hours by vaginal delivery.
B) 24 hours by vaginal delivery.
C) 96 hours by vaginal delivery.
D) 48 hours by vaginal delivery.

3. In terms of consideration, in which of the following circumstances is a health insurance contract effective?

A) When the insured pays the premium and the policy is issued as applied for.
B) When the insured pays the premium for a plan.
C) When the contract has been signed by both the insured and the insurance company.
D) When the insurance company provides the services promised in the contract.

4. What type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured's other health insurance?

A) Limited-amount per diem
B) Blanket
C) Hospital indemnity
D) Medigap

5. A form of an accelerated death benefit is a

A) cost of living benefit.
B) terminal illness settlement benefit.
C) nonforfeiture extended term benefit.
D) home care benefit.

Solutions: