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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is excluded from coverage in the standard owner's policy?

A) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
B) recorded documentation on the title to real property without acknowledgment
C) any law, ordinance, or governmental regulation without filed notice
D) lack of a right of access to and from the land


2. A statement included on a title commitment such as "record warranty deed from the owner shown in Schedule A vesting title in the proposed insured" is an example of a

A) post policy event.
B) condition.
C) requirement.
D) standard exception.


3. Which of the following is NOT the responsibility of the Notary Public when taking an acknowledgment on a Deed, Mortgage or Deed of Trust?

A) sign his or her name on the witness line
B) list the expiration date of his or her commission
C) affix his or her official stamp
D) obtain proper identification from all signers


4. Which property type includes all lands, man-made improvements, anything growing on the lands, as well as interests, or "rights," including future occupancy, reversion, and the use of surface and air space?

A) Intangible
B) Personal
C) Tangible
D) Real


5. Which of the following statements is true concerning an unrecorded deed?

A) it does not give constructive notice of ownership
B) it need not contain a legal description
C) it is not valid between the grantor and the grantee
D) it need not name the grantee


Solutions:

Question # 1
Answer: C
Question # 2
Answer: C
Question # 3
Answer: A
Question # 4
Answer: D
Question # 5
Answer: A

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