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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. A Medicare Supplement policy must NOT contain benefits which

A) charge additional premiums.
B) cover more than Medicare coverage.
C) duplicate Medicare benefits.
D) are covered by Workers Compensation.

2. With respect to a life settlement contract, no person shall directly or indirectly pay a referral or finders fee to any person other than the

A) life settlement broker.
B) insurance consultant.
C) owner ' s accountant.
D) owner ' s physician.

3. The statement, " Any person who knowingly and with intent to defraud any insurer or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty... " MUST appear in all New York

A) insurance communications with consumers.
B) applications for insurance and on all claim forms.
C) insurance documents distributed to the general public.
D) applications for credit.

4. Which of the following is a basic benefit of Medicare Supplemental insurance?

A) Basic drugs limit of $1,250.
B) First 3 pints of blood each year.
C) At-home recovery.
D) Preventive care.

5. Which of the following is required of a covered entity subject to New York ' s cybersecurity regulation?

A) Conduct a risk assessment of its information system
B) Eliminate known threats to its information system
C) Publicly describe the protection of its information system
D) Ensure that all nonpublic information is properly disclosed

Solutions: