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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

Question 1

Which benefit is usually excluded from major medical expense plan coverage?

A. Physical therapy
B. Hospice care
C. Prescription drugs
D. Routine dental care

Question 2

To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:

A. Have at least 50% of its employees work in the state of Maryland
B. Contribute to employee premiums
C. Have its principal place of business in the state of Maryland
D. Have at least 50% of its employees reside in the state of Maryland

Question 3

An elimination period in a disability income insurance policy is the:

A. Period between the start of a disability and the beginning of benefits
B. Time during which benefits are paid under the policy
C. Time period the policy is in force
D. Same as the probationary period

Question 4

The Maryland State Benchmark Plan applies to which of the following?

A. Medicare supplement plans sold outside the Exchange prior to January 1, 2014
B. Individual Health Benefit Plans sold through the Exchange
C. Individual Health Benefit Plans sold outside the Exchange prior to January 1, 2014
D. Medicaid plans sold through the Exchange

Question 5

All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:

A. Hearing tests
B. Outpatient prescription vitamins
C. Routine physical examinations
D. Immunizations

Solutions: