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IIC C11 Exam Syllabus Topics:

IIC Principles and Practice of Insurance Sample Questions:

Question 1

Why does the need for liability insurance arise?

A. Uphold ethical feelings of responsibility
B. Meet societal obligations and norms
C. Reduce personal risk to oneself
D. Fulfill legal obligations to others

Question 2

Which action reduces a hazard?

A. Using high beams at night on a busy highway
B. Shutting off sprinkler systems during renovations
C. Installing anti-slip floor tile in the hallway
D. Removing protective packaging around items being moved

Question 3

What are the four requirements of a binding contract under the Civil Code of Quebec?

A. Acceptance, cause, consent, and subject of contract
B. Acceptance, agreement, capacity, and offer
C. Capacity, intention, co-operation, and lesion
D. Capacity, cause, consent, and object of contract

Question 4

What is needed to change older statutes that tend to be all-inclusive statements of law on a particular subject?

A. Vote by the populace
B. Approval from the Supreme Court of Canada
C. Act of legislature
D. Bill presented by a member of the congress

Question 5

What is binding authority?

A. Equivalent to an insurers cover note
B. Agreement between an insurer and an insured regarding reinsurance
C. List of clients who the broker can contact for coverage
D. Permission to confirm coverage before submitting it to the insurer

Solutions: